Internet Website Online Credit Card Processing Software

Total Merchant Services is offering to merchants point of sale credit card processing software. TotalPay Powered by Authorize.Net lets your Internet or mail order telephone order based businesses authorize, process, and manage credit card transactions with your online credit card processing software and hardware that is normally needed to process payments over the Web. Authorize, process, and manage credit card transactions manually from any computer that has an Internet connection and a Web browser. Automate credit card transactions directly from your Web site, without complex hardware or software systems. Add an electronic check payment option to your Web site or call center. Process credit card sales from any location with access to cellular service on almost any Internet-enabled handheld PDA (personal digital assistant) device.

The Authorize.Net credit card processing softwares Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. A virtual point of sale terminal replaces standard authorization terminals or POS software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales (MOTO).

Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems.

Businesses with an Authorize.Net account can simply access the Virtual Terminal through a secure Web site using any Web browser. After logging into their Authorize.Net account using a unique user ID and a password, merchants can access the complete range of Authorize.Net services -- authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions, the merchant completes an electronic form that provides the Authorize.Net system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an Authorize.Net host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete -- this takes around three seconds -- the merchant receives an authorization number, and the Authorize.Net server stores the transaction. Transactions are automatically settled each day and are funded within two to four business days.

Merchants can also check the status of transactions, automatically bill customers for recurring charges or run a variety of reports right from the Authorize.Net Virtual Credit Card Processing Terminal Software.

Authorize.NetTM WebLink is a secure online payment-processing system that allows Internet-based businesses to automate authorizations, process and manage credit card transactions directly through a Web sites shopping cart. There are no worries about the complicated software, hardware and expertise normally associated with enabling e-commerce. Authorize. Net acts as the credit card processing authorization payment gateway that interacts with a websites shopping cart.

WebLink works in one of two ways: It either captures the necessary customer information (name, credit card number, etc.) from a merchant’s own secure transaction page, or it displays a customizable transaction page hosted on an Authorize.Net secure server, for the customer to fill out.

Merchants can check the status of transactions or run reports on past activity by going to the Authorize.Net Web site and logging on to their own password-protected Authorize.Net site. And online businesses can use the Authorize.Net Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.

Linking a merchant's Web site to the Authorize.Net WebLink system is simple. The merchant's Web site designer or developer simply inserts a few lines of HTML code (which we provide) onto the transaction page. Authorize.Net supports most available shopping cart software , so it integrates easily with most e-commerce credit card processing solutions.